Frugal living tips can help you squeeze extra money from your earnings and live a better life. If you are finding that you just don’t have enough money after payday you will want to read this entire list of frugal living tips.
Don’t worry these are difficult things to do. In fact, you just might be surprised at how easy they are and why haven’t you been doing them all along.
There are literally hundreds of frugal living tips that are available. We have narrowed it down to the top 12 that you can start today.
12 Frugal Living Tips For Anyone On A Budget
Here are 12 ways you can save money below:
#1. End Unnecessary Subscriptions
When I was looking for ways to save money the first thing was to look over my bills. You will probably find that you have subscriptions that you are paying for every month, but not using anymore.
If managing your finances isn’t your strong suit you might like Truebill. It can help you cancel subscriptions and analyze bank account and credit cards.
#2. $5 Coffee Is Killing Your Budget
If you are a coffee lover you might be in the habit of buying a $5 coffee every day. Either limit the number of times you buy a coffee or invest in a coffee maker. Let’s say you buy a $5 coffee Mon thru Fri that’s $25 Week and $100 Month.
#3. Get Money Back When You Shop
As soon as I knew I could get money back when shopping I stopped and listened. You should too! Why? Because you are leaving money on the table.
So you never do this again sign up for Rakuten. Then go visit your favorite stores you have many to choose from such as Amazon, Nordstrom, and Walmart as well as 2500 other stores.
You earn cashback when you make your purchases online at your favorite retailers. I’ve seen cashback as high as 22% so you make sure to sign up.
#4. Gift Cards At A Discount
Gift cards are always a great gift for someone especially if you don’t know what to get them, but know where they love to shop.
Raise is where you can get a discount on gift cards. Buy gift cards at face value and save up to 10%. You have many retailers to choose from so it’s definitely worth a look.
#5. Buy In Bulk
Having a Costco membership can help you buy in bulk and you’ll find that the more you buy the less you end up spending.
Some items to think about is toilet paper, beer, and paper towels. Those items can be expensive as you most likely go through them more often then you might think.
#6. Find Hidden Savings In Your Emails
If you have receipts from things you bought online they might be worth cash. Paribus tracks your confirmation emails and watches for price changes so you don’t have to.
#7. Make A Budget
Take some time to sit down and make a budget and stick to it. Knowing how much money is going out each month can also help you get rid of or cancel unnecessary thing you spend money on. A budget is crucial frugal living tips you should do right away.
#8. Got A Spare Room?
You could make a lot of money renting out a room in your home. Airbnb makes it easy to get started. If this sounds like an option for you to check out the Airbnb calculator.
#9. Consider Consolidating Credit Card Debt
If you need help becoming debt free consider consolidating your credit cards. Frugal living tips to help you get out of debt can be accomplished with Access Debt relief.
They can help you with credit cards debt, student loans, tax debt, and medical debt too. Get your Free consultation here.
#10. Earn Money Taking Surveys
Frugal living tips that I use is taking surveys for cash or rewards. One of my favorite websites is Swagbucks when you participate in surveys you can earn cash that you can in turn use to build up your savings or put towards paying off your debt.
For a list of other ways to make money, we found some of the best survey apps that pay.
#11. Protect Your Credit
Access and protect your credit and identity with MoneyTips Premium. Try it free for 7-days! Frugal living tips that you should consider is to protect your credit.
#12. Avoid Late Fees
Part of living frugal means avoiding late fees. Do whatever you can to pay your bills on time. Late fees can do a lot of damage to your credit and add more fees that you really want to avoid at all cost.
Conclusion
Frugal living tips can help you save money, avoid paying for things you don’t use or need. And give you guidance to financially be free from debt.
We would recommend sitting down and starting with a budget. From there you can find out what steps would be best for your situation.
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